The rapid evolution of technology has consistently reshaped our world, and today, two powerful forces—artificial intelligence (AI) and blockchain—are converging to create an entirely new landscape. Traditionally, AI development has largely been concentrated in the hands of major corporations, leading to concerns about data ownership, privacy, and centralized control.

At its core, an algorithm is a set of rules or instructions that a computer follows to perform a task or solve a problem. In the context of AI, these algorithms often "learn" from vast amounts of data to make predictions or decisions. For example, a machine learning algorithm might be trained on historical loan application data to decide who qualifies for a loan